Invoice Factoring Articles:





ARTICLE: Invoice Factoring Explained What is invoice factoring? Invoice factoring, invoice discounting and accounts receivable financing are all words for the same process. Invoice factoring is simply selling your invoices at a small discount so that you receive funds for them immediately. For example let’s say you just sent an invoice for $50,000 with net 30 terms. This means sometime in the next 30 days, hopefully, you will receive a check for $50,000. However, payroll in the amount of $30,000 is due tomorrow and you do not have enough cash to cover it. If you factor this invoice you would receive 80-90% of it tomorrow or a minimum of $40,000. That covers your payroll and you have $10,000.00 to pay other expenses. In the above example when the other $10K comes in we wire that to your account less our small service fee. It really is that simple. Invoice factoring turns your accounts receivable into immediate cash that you can use for payroll, marketing, inventory, expansion or any other expense. There are no restrictions on the funds and the money we advance you is non-recourse. This means if your customer does not pay, then we absorb the loss. In many businesses expenses and revenues do not line up precisely as you like so you are always juggling cash to cover expenses. Invoice factoring takes the guesswork out of your collections and gives you immediate cash flow whenever you create an invoice. Budgeting and managing your working capital becomes so much easier when you know precisely when your payments will arrive. Just imagine your company now if you had the cash tied up in your receivables. Stop financing your customers In today’s economy your customers are holding onto their cash as long as possible because their customers are doing the same thing and this creates a working capital nightmare for many, many firms. With invoice factoring you can stop the cycle and ensure that you are paid immediately upon creation of a new invoice. Invoice factoring can make your life much easier and ensure that you always have a steady, predictable stream of working capital.


Next Day Payment On Invoices	Invoice Factoring Vs Financing	Apply For Factoring Now!
Submit your invoices and receive funds the next day. There are no restrictions on the funds and no lengthy loan forms to complete. Use invoice factoring with U.S. Financial today.	Invoice factoring can be a better option than bank financing for several reasons. Invoice factoring is much less strict on credit, is available to start-ups and we do not put a blanket lien on all your assets like banks do. Click below for more advantages.	Get started with invoice factoring by faxing our one page application to us. One page application Fax to 614-573-7155

Call U.S. Financial to get invoice factoring for your company: 888-581-5990

Get our invoice factoring application.

Once you have completed the application a rep will be in touch with what we can do for you. If you want to include an aging (a listing of what accounts receivable you have outstanding) or an invoice to factor that will speed up the process.