Invoice Factoring VS. Bank Financing:
Banks have tight credit requirements today and that eliminates them as a lending source for many companies.
When someone at your company is searching for financing they typically think of their bank first, this makes sense. The problem is that in today’s financial climate your bank usually does not what to talk to you unless a: you really don’t need the money or b: you are an aaa+ rated company. This eliminates about 95% of the companies that are out there trying to find capital. Read below and see why invoice factoring is a great alternative to traditional bank financing for ANY company.
| Invoice Factoring | VS. | Bank Financing | ||
| Start-ups are OK |  |
 |
 |
Time in business requirements |
| No collateral required | |
|
Collateral may be needed | |
| Simple application process | |
|
Long, comprehensive application | |
| No financials required | |
|
Financial audit required | |
| No minimum credit required | |
|
Only very strong credit accepted | |
| Doesn't create new debt | |
|
Creates new debt | |
In the past you had a relationship with your local banker and that’s all you needed.
The days of local banks and local bankers unfortunately are almost gone. Today’s banks are huge entities which have strict guidelines governing their lending policies. Add to that the past few year’s financial problems and bankers are very, very cautious about lending. This usually leaves small and medium size businesses out in the cold. This is where our invoice factoring program can help your company. U.S. Financial is a trusted invoice factoring company and serves companies nationwide.
Our invoice factoring program gets you the needed cash without all the paperwork and restrictions involved with bank financing!
Once you are set-up for invoice factoring you simply send copies of your invoices to us. We remit your money to you and then we collect the money for the invoice. The program is so simple for companies of all types!
 |
 |
 |
Next Day Payment On Invoices |
Stop Waiting 30-90+ Days! |
Apply For Factoring Now! |
| Submit your invoices and receive funds the next day. There are no restrictions on the funds and no lengthy loan forms to complete. Use invoice factoring with U.S. Financial today. | Our invoice factoring program gives you cash next day for your invoices. Why wait for your funds - it's yours and you need it to run and grow your company. Get Paid Next Day! | Get started with invoice factoring by faxing our one page application to us.
|
 |
 |
 |
Call U.S. Financial to get invoice factoring for your company: 888-581-5990